Products
Mortgage for Purchase of Completed Property
The property is completed, ready for occupancy and available for purchase for full payment.
Mortgage for Purchase of Uncompleted Property
Mortgages could be obtained for property under varying stages of construction. This includes off plan purchase and purchase of roofed ‘shell’ property (completed up to pre-finishing stage).
Mortgage Refinance
This product enables a client with a mortgage loan to negotiate terms of the existing loan and agree a revised mortgage loan with more favorable conditions (e.g. tenor, interest rates ). This could be achieved with the same lender or with another financial institution offering better terms.
Release of Equity/Cash from Property
This is applicable to property that has been fully paid for, and for which the owner holds unencumbered title. The product allows the borrower to obtain funds by applying for a mortgage on the existing property.